Can I get guaranteed car finance?

Guaranteed car finance is not something that exists. This is because, with car finance, there are so many different factors that come into play with an application. There is no way a dealer, a lender, or a broker can guarantee they can offer can finance to you, without first knowing a little about you.

If you see someone offering this, it is best to be cautious, as there is no way that they would be able to offer anyone and everyone car finance.

While there is no such thing as guaranteed car finance, there are things you can do to help your case and increase your chances of approval, here are some of them…

Minimise hard searches

Hard searches show up on your credit file and it can be seen as you are unreliable and looking for lots of credit. Even though it is likely you are shopping around for the best deal, hard searches negatively impact your score, so keep these to a minimum and look at soft searches instead.

Build your credit

Find ways to build your credit, either with a credit card you use strategically or through other methods and researching how you can increase your credit score. There are lots of free tools out there to help.

Register to vote

If you are not registered to vote, this can increase your credit rating, as it shows you have a permanent place of residence.

If you are looking for car finance, talk to the team at Car Credit Now by Autozone. We are car finance specialists and will work with you to try and find a deal that works for you.