Pay as you go car finance

Looking for a flexible way to finance your next car? Pay As You Go car finance from Autozone offers the freedom and control you need, especially if you're dealing with bad credit. Our innovative approach to car financing puts you in the driver's seat, allowing you to manage your payments on your terms.

What is Pay As You Go Car Finance?

Pay As You Go (PAYG) car finance is a revolutionary approach to vehicle financing that offers unparalleled flexibility. Unlike traditional car loans that lock you into fixed monthly payments for years, PAYG allows you to:

• Make regular payments without committing to a long-term loan
• Adjust your payment schedule based on your financial situation
• Avoid penalties for early payoff or payment adjustments

This option is perfect for those who want more control over their car payments or need a more accessible route to car ownership.

How Does Pay As You Go Car Finance Work?

Unlock automotive freedom with our innovative pay-as-you-go car finance. Select your dream vehicle from our diverse range of used cars, then craft a personalized payment strategy tailored to your financial landscape. Enjoy unparalleled flexibility with no rigid contracts or concealed charges. Simply choose, drive, and pay at your own pace, adapting payments to match your changing circumstances. 

Why Choose Pay As You Go Car Finance?

Unmatched Flexibility

Adjust your payments to match your income fluctuations. Whether you're self-employed, work seasonally, or just want more control over your finances, PAYG adapts to your needs.

No Long-Term Commitment

Perfect for those who don't want to be tied down by a traditional loan. You have the freedom to change your plan as your life changes.

Credit-Friendly Options

Bad credit? No problem. PAYG car finance offers a more accessible path to car ownership, even if you've been turned down elsewhere.

Clear Path to Ownership

Depending on your agreement, you may have the option to own your car outright after a certain period. We'll clearly outline your ownership options from the start.

Pay As You Go Compared With Other Traditional Car Finance Options

Pay As You Go car finance offers distinct advantages over traditional financing methods. Unlike personal loans, which typically have strict credit requirements and limited flexibility, PAYG is more lenient and adaptable to your financial situation. While hire purchase agreements provide some flexibility, they often involve penalties for early repayment and limit your ability to adjust payments. 

PAYG stands out with its high flexibility, allowing easy payment adjustments without penalties. Ownership terms vary by agreement in PAYG, contrasting with immediate ownership in personal loans or ownership after final payment in hire purchase. 

Why Should You Consider Pay As You Go Car Finance?

PAYG car finance is ideal for:

• Individuals with fluctuating income
• Those looking to rebuild their credit
• People who value flexibility in their financial commitments
• Anyone who's been denied traditional car finance due to bad credit

Our pay-as-you-go solution breaks down traditional barriers, offering a lifeline to those typically excluded from standard financing. We believe everyone deserves mobility and financial empowerment, regardless of their past credit history or income volatility. With us, your automotive dreams are within reach.

Apply Now for Pay As You Go Car Finance

Ready to experience the freedom of Pay As You Go car finance? It's easier than ever to get started:

1. Start Your Application Today
2. Get Pre-Approved in Minutes
3. Drive Away in Your New Car

Don't let bad credit hold you back from the car you deserve. Our simple application process and quick approval times mean you could be driving your new car sooner than you think.

Need more information? Speak with one of our finance specialists today! We're here to help you navigate your car finance journey, regardless of your credit situation.